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10 MOST COMMON MISTAKES
WHEN INJURED AT SEA
In
our 60 years of combined experience, time and time again, we have
seen a "Top 10" of common mistakes. Here is our list of
the ten things we recommend to our existing clients that they not
do following injury at sea, or in a maritime situation:
10. Asking for too much. Sometimes,
injured individuals have an unrealistic expectation as to how much
they will recover. The amount of recovery in a particular case can
vary drastically, depending on the slightest change in the facts or
matters related to strategy, in negotiating or litigating the claim.
Unrealistic expectations can actually lead to less recovery and, if
the case is lost, no recovery.
9. Asking for too little. Sometimes,
claimants are bullied into settling for too little. Claims representation
by experienced counsel should allow you to know whether your claim
is being undervalued. It is common for claims representatives, whose
interests may be to minimize the amount of the claim, to get a claimant
to settle for too little.
8. Asking for nothing at all.
The law was written to provide for compensation in appropriate circumstances.
Monetary compensation is usually the only remedy available; seldom
can a wrongdoer undo the injury or the mistake. Also, what seems inconsequential
at one point in time may be very important later. A silent medical
condition may only become apparent years after injury.
7. Waiting too long. There are
many circumstances in which claims must be filed within a specific
time period, or are forever lost. For example, some claims for lost
wages must be filed within six (6) months from the date the claim
first arose. In other circumstances, a client may have as long as
three years after injury before filing suit.
6. Doing it on your own. Representing
yourself on a claim can be extremely risky. Many times, claimants
are asked to do things they are not obligated to do, and should not
do. For example, an adjuster who demands an independent medical exam
from a very conservative physician. In some circumstances, this allows
the defense two bites at the apple; not only the so-called "independent"
medical exam before filing suit, but yet a second one, demanded after
suit is filed under applicable court rules. Or, an adjuster may demand
a statement over the telephone or in writing. Sometimes, these statements
are coached so the claimant says things that may not be completely
true or are against their interests.
5. Trusting someone whose interests are adverse
yours. Many times, injured mariners are simply told, "Don't
worry, we'll take care of you." In maritime cases, sometimes
advances against settlement, as much as $1,000 to $3,000 per month,
are paid to keep an injured mariner from seeking legal counsel. At
the same time, the insurance adjuster may be requiring the claimant
to do certain things that are not required. For example, as stated
above, give statements, visit physicians retained by the company,
delay filing suit while the evidence gets cold, etc. Getting advice
from competent independent counsel is the best solution to this common
problem.
4. Believing you can't lose. While
most maritime injury / injury at sea cases are settled favorably and,
as many as 90% are settled through mediation, cases are lost at trial
and, under most circumstances, it is difficult, if not impossible,
to overturn the verdict on appeal.
3. Trusting that a judge or jury will, in
every case, give you what you deserve. Mistakes are made.
The legal system can be extremely arbitrary. Cases that are assigned
to a particular judge can be switched at the last minute simply because
the trial judge assigned to the case is unavailable, and a different
judge is available at the time the case comes for trial. Also, court
dockets are so crowded that is very nearly impossible to predict,
even with pre-assigned trial dates, when a case will actually go to
trial, and which judge will hear the case. Judgments at trial can
be based upon perceptions, not reality. Effective defense of a claim
can sometimes result in highly paid expert testimony that presents
a claimant's case in the most unfavorable light.
2. Letting your claim run your life.
Judges and juries like people who help themselves; if you have an
injury, it is best to keep trying to do what sound medical advice
allows you to do. We advise our clients to live their lives in spite
of their claim not for their claim.
1. Believing that honesty isn't everything.
Honesty is everything. Being honest about your injury is the most
important part of injury representation. Overstating the claim, not
telling the truth about how the injury occurred, or not being completely
truthful in all aspects of the injury never works and can even result
in the loss of a claim that should otherwise have been won.
IMPORTANT NOTICE: The above "Top
10 Mistakes" may have no application whatsoever to your particular
situation. Only after a written fee agreement do we commit to discussing
strengths, weaknesses, mistakes or otherwise with a client. Matters
that are listed above as "mistakes" may, in fact, be perfectly
proper or correct in your particular circumstance, and the above should
not be taken as advice in any particular case. For example, under
some circumstances, it may be perfectly proper for a claimant to ask
for nothing at all, decline to pursue a claim, or otherwise avoid
claims representation. Please see our Disclaimer, which applies to
the above. Selection of an attorney is an important decision, potentially
affecting significant rights, and selection of a claims representative
should not be made based on advertising alone, including specifically
this Web page or Website.

Call us for a no-obligation initial telephone consultation.
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